Philam Life Usap Tayo Session

Two weeks ago, I was invited over at Baron's Bar, Tower Club for an "Usap Tayo" session organized by Philam Life.  Before coming to this event, I was already aware of what Philam Life is.  It is an insurance company.  My parents are both covered with life insurance already so I have a vague idea about it.

Host Litz Ong

Barons  Bar

I arrived at the venue, fashionably late.  Too bad I missed the snacks but luckily, I was just in time for the talks.  The host Litz Ong introduced each speaker and then the speaker would first discuss about the topic and the floor will be open for questions at the end of each talk.

Bar

Larry Cleto

Financial Planning 101: How to Save up for your Dreams by Larry Cleto
Although I am still a student and have no means of income, I have already attended financial planning seminars before. Mr. Larry Cleto's talk was similar to all the other basic financial planning seminars.  It teaches you where you can place your money taking into consideration the risks and returns and availability of funds in each type.

What I like about his talk is that he gave an overview of what it is about.  His viewpoints seemed fair and reasonable and not inclined towards the life insurance side only.  I agree with his approach because one of the reasons people are afraid of insurance is because of their pushy marketing technique.

Buti na lang Stories
Miss Isca Abaya showed us some buti na lang stories based on real life stories of:

1. Connie Dizon

• Connie Dizon is a successful entrepreneur owning a photocopy and printing business.  Her life was happy until she discovered she had cancer.  Philam Life took care of all her medical bills so she was able to concentrate on her recovery and became a cancer survivor

2. Eva and Deorie Caraca

• The Caraca sisters were daughters of a seaman who died from lung cancer.  Even without their father, the two are able to study and even achieve honor rolls because of the continues funding from Philam Life.

Open Forum

A lot of bloggers who attended the event were already stable mothers who are concern for their kids.  They had a lot of questions from the speakers and the guests Dizon and Caracas.  Although I was able to learn from the exchange of questions and answers from both sides, I think that insurance planning is better addressed on a one on one talk because each person or family has a different situations from another.   

1k GC winner

1k GC winner

There was a short raffling of 1K worth of Gift Certificate from Philam life.  As a token,  we were given T-shirts and a notebook.  It was too big for me though and it had a hole.  

Overall, the Usap Tayo event was successful.  I learned that there are now various types of insurance offered.  I'm actually interested to know more about it in the future perhaps three years from now when I already have a stable income.  

Based on my observation, a lot of us think of life insurance as a compensation upon the death of someone is the only kind of insurance.  I came home that night excited to share with Kurt what I leanred but he got annoyed with me for thinking that he is ignorant for not knowing what an insurance is.  What he did is the typical attitude of people with insurance.  I'm not saying that I'm in favor of insurance.  In fact, we are victims of CAP educational plan and other educational plans too.  I just think that it is better to be open minded and evaluate first before we close our minds to something.

Usap Tayo!  Perhaps you could share some insurance experience too so we could have more idea about it too.=)